Credit cards is a card used to complete transactions. The card owner can complete purchase both online and offline using the card. Credit cards are convenient financial instruments provided by the banks to the customers using which they purchase things without cash. Credit cards are convenient financial instruments provided by the banks to the customers using which the customers can make purchases without cash. Every credit card comes with a pre-decided credit limit up to which you can spend. You have to repay the amount spent in a billing period usually a month on the due date. You can also pay a minimum portion of the bill and roll over the remainder as credit, for which the bank will charge you interest.

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